ATV/UTV Safety on the Farm: A Critical Guide.
ATV/UTV Safety on the Farm: A Critical Guide.
17-Mar-2025ATV/UTV Safety on the Farm: A Critical Guide
ATVs and UTVs are essential tools on farms, helping with tasks like hauling materials, checking livestock, and navigating rough terrain. These vehicles offer both efficiency and versatility, but they also come with significant safety risks—especially when used improperly. With the rise in ATV/UTV-related accidents, particularly among younger or inexperienced riders, it’s crucial to implement proper safety measures. At Paul Hall & Associates, our goal is to provide farm operators with useful information to help them run a successful and safe business. In this post, we’ll explore the key safety practices every farm operator should follow to keep their workers, families, and visitors safe while enjoying the benefits of these versatile vehicles.
What’s the Difference Between an ATV and a UTV?
Let’s start by defining what an ATV and a UTV are, and how they differ:
- ATV (All-Terrain Vehicle): Typically designed for recreational purposes, ATVs are smaller, more maneuverable vehicles meant for a single rider, although some models can carry a passenger. They have handlebars rather than a steering wheel, and riders straddle the seat. ATVs are perfect for light tasks around the farm or recreational rides, but they require greater skill to operate due to their smaller size and speed.
- UTV (Utility Task Vehicle): A UTV, on the other hand, is larger and primarily built for work. These vehicles feature side-by-side seating and are designed to carry multiple passengers, making them ideal for more extensive farm work. UTVs are equipped with more safety features, including rollover protection and seat belts, which can make them safer than ATVs for farm use, especially when carrying passengers or tackling tough tasks.

Why is ATV/UTV Safety Important on the Farm?
Most farms rely on utility vehicles, whether ATVs or UTVs, for a variety of tasks from hauling supplies to inspecting fields. These vehicles are incredibly functional and can greatly improve the efficiency of farm operations. However, their ease of use can lead to problems, especially when it comes to youth riders or less-experienced operators. This is where safety becomes a key factor in preventing accidents and injuries.
The 3 Pillars of ATV/UTV Safety
According to Matt Ludwig, an expert in ATV/UTV safety with Nationwide Insurance, there are three crucial pillars to ensuring safe operation:
- What’s Legal: Each state has its own laws regarding the use of ATVs and UTVs on public roadways. It’s important to know, understand and abide by those laws while recognizing legality doesn’t always equal safety. Operators need to prioritize usage for both safety and applicable laws.
- What’s Smart: Smart operation involves a combination of using proper safety equipment (like helmets) and ensuring that the operator has received proper training. Safety education is essential to making sure riders are prepared for the risks associated with operating these vehicles.
- What’s Right: It’s important to ensure that the right vehicle is used for the job. This means matching the vehicle’s size, horsepower, and accessories to the task at hand. Using a vehicle that is too large or too small for a specific job can lead to accidents or injuries.
Champion Rider Safety: Partnering for Safer Riding
Matt also shared an initiative that Nationwide Agribusiness is doing to enhance ATV/UTV safety. They’ve partnered with Dale Earnhardt Jr., ATV Safety Institute and Recreational Off-Highway Vehicle Association (ROHVA) to launch the Champion Rider Safety Program. This initiative focuses on providing resources for safe ATV/UTV operation, particularly in farm and agribusiness settings.
The program features a website, Nationwide.com/atvsafety, offering valuable news, safety recommendations for ATV/UTV operators, and guidelines for safe use in agricultural operations. One of the key elements of this program is promoting safety training, which is available for free through both the ATV Safety Institute and ROHVA.
Focusing on Youth Riders
While ATV/UTV safety is important for all ages, it’s especially crucial for youth riders. In the first half of 2023 alone, there were over 200 off-highway vehicle fatalities across the country, with nearly a quarter of those deaths involving riders under the age of 16. Shockingly, only three of these victims were wearing helmets. In addition to these fatalities, more than 11,000 children and teens are injured in ATV/UTV accidents every year.
Many of these incidents happen with non-farm kids, but farm families are not immune. Lack of proper training, the absence of safety gear such as helmets, and a general lack of awareness about the risks of riding can all contribute to these tragic outcomes. It’s vital that farm operators take the time to educate younger riders, ensuring they understand the risks and have the necessary training to operate these vehicles safely.
Key Takeaways for Farm Operators
- Ensure that all operators, especially youth, are properly trained and have the right safety gear (like helmets).
- Understand and follow local laws regarding ATV/UTV operation.
- Make sure that the right vehicle is used for the job, considering size, horsepower, and the task at hand.
- Educate your family, employees, and anyone who operates an ATV/UTV on your farm about the importance of safety and the potential risks.
By prioritizing safety, you can ensure that ATVs and UTVs remain valuable assets on your farm while minimizing the risks associated with these vehicles.
ATVs and UTVs are invaluable on the farm, providing efficiency and versatility for a wide range of tasks. However, with their power and convenience comes the responsibility of ensuring safety for everyone who operates them, especially when it comes to younger or less experienced riders. By following the three pillars of safety—what’s legal, what’s smart, and what’s right—farm operators can help reduce accidents and keep these vehicles working safely for years to come. Remember, safety isn’t just about following the law; it’s about making smart choices that protect your team and family. We hope this guide helps you make informed decisions about ATV/UTV safety, keeping your operations as safe and successful as possible. Stay safe and keep riding responsibly!
For more resources and information on ATV/UTV safety, be sure to check out the Let’s Champion Rider Safety Program, the YouTube Playlist of Rider Safety videos and explore the free safety training programs available through the ATV Safety Institute and ROHVA.
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